If someone you love will suffer financial loss when you die, you should own life insurance.
Fundamentally, life insurance is designed to provide cash at death. If the need for cash at death is temporary, consider term insurance, which provides insurance for a set "term" of years at a very reasonable cost.
However, today's modern policies can be designed to help meet several needs beyond providing cash when you die. Life insurance can be used to accumulate cash accumulation, provide a stream of income in retirement or even pay for long term care! Like every financial decision, the kind of policy and how you should fund it is an individual decision that needs to be made in light of your entire financial plan.
If you have a life insurance question feel free to fill out the question form here, or call 772-283-6342 today to arrange a mutually convenient time to meet.